Legal Question in Credit and Debt Law in California
I just had some call me they say from the State Attorney office, in California, they say within an hour there wll be a warrent for my arrestt in which they one of the chagres is intent to de frausd a bank. 2-3 years ago I took out one of those personnel loans online, I makd eone payment and have run into money trouble and have not paid it all back and the bank that i used closed my account. I am worried that they will be comingto my work. What can I do
2 Answers from Attorneys
In my experience, this type of call is an aggressive collection agency trying to scare you into paying a long outstanding bill.
You should consult with a bankruptcy attorney. If you hire an attorney, the next time someone calls like that, tell them to call your attorney. They will stop harassing you.
Mr. Jordan's response is spot on. Generally, there are no criminal penalties for people who are unable to pay back all the money they've borrowed. Also, it would be the local district attorney who would investigate charges. It doesn't need to be a bankruptcy attorney whom you contact. It could be almost any attorney who will go to bat for you.
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