Legal Question in Credit and Debt Law in California
Calls from creditor after item deleted from CR
I disputed a medical collections item from 2 yrs. ago that showed on 2 of my credit reports. Both CRA's subsequently deleted them. The collection agency started phoning me on a daily basis (coincidentally) since the item was removed from my reports. Do I have any recourse? Thank you.
Asked on 6/20/07, 10:24 pm
2 Answers from Attorneys
Larry Rothman
Larry Rothman & Associates
Re: Calls from creditor after item deleted from CR
If the debt and breach of the agreement was 2 or 4 years, you may have a claim against them under the Fair Debt Collection Act. Please contact me if you have any more questions.
Answered on 6/21/07, 9:53 am
Jonathan Stein
Law Offices of Jonathan G. Stein
Re: Calls from creditor after item deleted from CR
Send them a cease and desist letter. You can find a sample on my blog, www.californiadebtblog.com
Answered on 6/20/07, 10:55 pm