Legal Question in Credit and Debt Law in California

Car rep

I had a car repossed in Aug01 it shows charged off on my credit in Sept01, I just started to receive collection letters and calls again from a new collection company. This is over 4 years old can they still call and bother me since the statute of limitations has run out, a judgement was never granted, only collection accounts appeared on my credit.


Asked on 11/09/05, 10:10 pm

2 Answers from Attorneys
H.M. Torrey The Law Offices of H.M. Torrey

Re: Car rep

You are correct. You may send or have an attorney send a cease and desist letter containing your procedural defense to their "harassment". If they do not stop thereafter, they open themselves up to lawsuits under the FDCPA. if you would like further assistance, contact us today.

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Answered on 11/10/05, 2:46 am
Robert F. Cohen Law Office of Robert F. Cohen

Re: Car rep

Get their name and address, send them a certified letter (return receipt, keep a copy), and tell them to cease and desist. If they don't do so, you will consider taking legal action for unfair debt collection practices, which includes penalties and attorney's fees.

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Answered on 11/09/05, 10:38 pm


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