Legal Question in Credit and Debt Law in California

Car repo question

I had a car repossed in Aug01 and it showed as a charged off on my credit in Sept01, it is now Sept05 and as far as I understand they cant get a judgement for the balance because the statue of limitation runs out after 4 years, but I still have them sending me collection letters and opening new collection accounts against me on my credit can i respond to the collection agencies telling then the debt is too old and not valid anymore, i dont want to keep getting all these letters all the time from the different agenices.


Asked on 9/03/05, 11:17 pm

1 Answer from Attorneys
Robert Mccoy Law Office Of Robert McCoy

Re: Car repo question

the statute has barely passed. Arguably, it does not pass until after the right to redeem has expired, which could be several months after the repo. I would just sit still for at least 6 months. then tell them to stop harassing you

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Answered on 9/05/05, 9:31 pm


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