Legal Question in Credit and Debt Law in California

Re: Car Repo

Although there's not a question, the implied question is "Do I have to pay the amount in question (the deficiency)?" The answer mostly likely is "yes." You might try to negotiate with them, especially if you can pay a lump sum amount immediately, to avoid interest and attorney's fees before they file a lawsuit. Otherwise, you might consider seeking other kinds of debt relief, such as bankruptcy.