Legal Question in Credit and Debt Law in California
My car was reposessed back in 2003 in California. I have since moved to Virginia and my ex-boyfriend did not forward any correspondence to me from anyone. I have now received a letter stating that a judgement was filed against me back in 2004 for collection of the debt I owed on the car. Where do I stand on this and what are my rights? Is this something I should try to settle on my own or go through a lawyer? Any information or help would be wonderful.....thanks.....
1 Answer from Attorneys
It is difficult to say without more details. An attorney might be able to help you settle this matter favorably, but it may end up costing your more than if you did it on your own.
A default judgment is just as valid as if you had lost after a trial before a judge or jury. However, an attorney could help you bring a motion to set aside the judgment or use that possibility as leverage in settlement negotiations.