Legal Question in Credit and Debt Law in California
Card Holder's Death
When the primary credit card holder dies, is the balance the responsibility of the surviving secondary card holder or of the primary card holder's estate?
In this case, only the primary card holder is listed at the top of the bill.
Asked on 2/17/07, 3:24 am
1 Answer from Attorneys
Robert F. Cohen
Law Office of Robert F. Cohen
Re: Card Holder's Death
It depends whether the secondary holder is a mere signatory or actually assumed joint responsibility for the debts. Thus, the original cardholder agreement would be dispositive of this issue.
Nevertheless, to the extent that the decedent's estate is solvent, it is jointly responsible for the debt.
Answered on 2/17/07, 4:13 am
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