Legal Question in Credit and Debt Law in California

What does CASE DISPOSED WITH DISPOSITION OF DEFAULT JUDGMENT BY COURT mean? If this is a decision by the court to issue a judgement against me, can it be settled with the collection agency or do I have to hire a lawyer to help in my case? The amount is approximately $5700 which I could not afford pay off at once.


Asked on 2/04/11, 7:09 pm

1 Answer from Attorneys
Robert F. Cohen Law Office of Robert F. Cohen

Yes, it means a default judgment has been entered, presumably against you if you were the defendant. You can either seek to make payment arrangements with the attorney for the judgment creditor, or eventually face a debtor's exam at which you will have to disclose all of your assets. You certainly can even try to negotiate with the attorney to knock down interest and attorney's fees, and even try to reduce the judgment somewhat if you make quick payments. You could also look at other options for eliminating the debt, such as bankruptcy -- if you qualify.

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Answered on 2/05/11, 2:59 am


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