Legal Question in Credit and Debt Law in California

charge card

what happen if i didn't pay what hat is owed on charge card only income is sc have no assets


Asked on 3/05/07, 2:33 am

2 Answers from Attorneys
Jonathan Stein Law Offices of Jonathan G. Stein

Re: charge card

What happens? They ding your credit, you get sued, and they harass you for a long time trying to collect it. If you cannot make payments, I suggest you call them and try to work something out - even if it is only $10 or $20 per month.

Potentially, and I admit I have not seen this, but if you run up charges and you know you cannot pay them, you could be charged with fraud.

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Answered on 3/10/07, 2:50 pm
Michael Stone Law Offices of Michael B. Stone Toll Free 1-855-USE-MIKE

Re: charge card

Beyond having impaired credit for 7 years, nothing. This assumes you are talking about a current credit card bill and not an ancient account someone is trying to collect.

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Answered on 3/05/07, 3:36 am


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