Legal Question in Credit and Debt Law in California
Check got license suspended
I have an account with B of A and it is overdrawn. I have not sent the bank a payment because they are all fees from an electronic debit that a company did that I did not authorize them to do.
A friend of mine said that B of A had her license suspended over 13.00. Can this happen?
It seems as though there is more to her story.
My account is overdrawn 191.00 and I am trying to get a hold of the branch manager to reverse the charges.
1 Answer from Attorneys
Re: Check got license suspended
Sometimes, you have to ask what would be most practical to do, and then undertake to do that and clean up the mess later. You would be better off paying the overdraft charges, if B of A doesn't take care of them, so that they won't close your account and you have that on your credit. THEN, deal directly with the issue as it pertains to the unauthorized charges. Deal directly with who did it. Also, if the charge was unauthorized, how did they have your information? This is something you will need to answer credibly at some point.
Right now, this is a relatively small problem that needs more practicality than legal wrangling. Make sure you have no credit damage(that is, deal with the bank), and pick up the rest on the fly.
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