Legal Question in Credit and Debt Law in California

Collection agency demand money, does not validate

Imperial Collection Services has contaced me RE debt with Bank of America (credit card) for $7476.77. I disputed the debt within the 30 days allowed by certified mail with return signature. In the letter, I specifically stated that they cannot add interest or fees to the amount of the debt. Today, I received a letter from them stating that I have failed to respond to their previous notice and the balance is now $7,621.42. HELP. How should I proceed next? Should I write them back and let them know that I disputed the debt within the 30 days? These people are really aggressive. Thank you for any help. I reside in CA.


Asked on 5/03/06, 6:26 pm

1 Answer from Attorneys
Robert F. Cohen Law Office of Robert F. Cohen

Re: Collection agency demand money, does not validate

I would again write them, send them a copy of your original letter and the return receipt, and tell them that they are required to verify the debt. Of course, keep copies of everything.

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Answered on 5/03/06, 7:12 pm


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