Legal Question in Credit and Debt Law in California
Collection Agency Harassment After Bankruptcy
My husband (who passed away in 1998) and I declared Chapter 7 bankruptcy for our business in 1992, with scheduled debts discharged by the bankruptcy court. Despite informing them of the above facts, a collection agency is now harassing me with threatening letters in an effort to collect one of the discharged debts.
What laws apply to this situation, and what can I do to stop the harassment and protect myself from further attempts to collect or impact my credit files negatively regarding their claim?
1 Answer from Attorneys
Re: Collection Agency Harassment After Bankruptcy
We need to review your discharge in bankrtupcy as well as the collection letter and any documentation of the debt. Was the debt listed in your bankruptcy. Was the debt a dischargable debt. Please fax your documentation to me at 714 363 0229 and include your phone number. I will call you and advise you if you have a case or what to do to resolve your problem.