Legal Question in Credit and Debt Law in California

Collection Agency Lawsuit

I've recently been sued by a collection agency regarding an outstanding debt of approximately $1200. I got the summons four days ago. I have two questions at this time:

1. Can/will they take my car? It's probably worth around $2000 at the most, but more likely closer to $1500. Also, I do use it for my job, I'm a food delivery driver.

2. And if they garnish my wages, can they take my tips?

Thanks a lot, guys.


Asked on 4/25/07, 6:03 pm

1 Answer from Attorneys
Robert F. Cohen Law Office of Robert F. Cohen

Re: Collection Agency Lawsuit

If they get a judgment against you, they can attach a percentage of your paycheck and bank account. Your car probably is less likely to be an issue, since California has exemptions for automobiles and job-related items.

Make sure to file a responsive pleading within 30 days of service to avoid default.

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Answered on 4/25/07, 6:12 pm


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