Legal Question in Credit and Debt Law in California
collection agency
I worte a check that did not clear in 2003. A collection agency called CCA, called me yesterday and told my mom that they know where I work and will have me arrested if I dont pay $183 by friday. Can they do this?
5 Answers from Attorneys
Re: collection agency
No. This is a violation of the Fair Debt Collection Practices Act. You need to talk to an experienced consumer law attorney. You can find one at www.naca.net and read more about this topic at my blog, www.californiadebtblog.com
Re: collection agency
While bouncing checks can be prosecuting as crimes, they are clearly bluffing. This sounds like a a violation of the federal Fair Debt Collection Practices Act. You should consult a local consumer law attorney. If you have trouble finding one in your area, call the lawyer referral service of your local county bar association.
Re: collection agency
This appears to be a violation of federal and state law. A violation such as this could result in an award to you of up to $1000 under the Fair Debt Collections Practices Act. My office represents individuals in circumstances as this at no cost to the consumer. Feel free to contact me to discuss via email or phone.
Yours truly,
Bryan Becker
877*201*8728
Member, National Association of Consumer Advocates
www.naca.net
Re: collection agency
No they cant and cannot say it either.
Re: collection agency
You may have a claim against the collection agency under the Fair Debt Collection Act. We need to review your paperwork including any letters that you received. If you need additional help, please call our office.
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