Legal Question in Credit and Debt Law in California

can collection agents collect on credit cards that have been charge off.


Asked on 4/09/10, 8:13 pm

1 Answer from Attorneys

Michael Stone Law Offices of Michael B. Stone Toll Free 1-855-USE-MIKE

Sure. Charged off just means they have written you off as a bad debt. They can still sue on the debt, or a collection agency can sue on the debt, for up to 4 years after the last unpaid payment became due. If it has been longer than that, tell them to go pound sand. creditboards.com

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Answered on 4/14/10, 8:21 pm


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