Legal Question in Credit and Debt Law in California

collection on personal debt

filed bankruptcy and it was final ten years ago. Have not heard from anyone until now, trying to collect a debt from eleven years ago that was put into bankruptcy. Is their a statue of limitation on time a debt can be collected and also aren't they suppose to stop trying to collect?

Recently been contacted and was told I skipped on the debt and they have just located me. Why are they contacting me, and is this legal? In closing, this person was very rude, pushy, and demanding and saying they will put a lien against me if I don't settle the bill right away.


Asked on 5/10/02, 8:06 pm

2 Answers from Attorneys
Ken Koenen Koenen & Tokunaga, P.C.

Re: collection on personal debt

They are in violation of the Fair Credit and reporting act, as well as many other statutes.

Send them a letter, and tell them if you hear from them again, you will file suit for their unlawful harrassment.

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Answered on 5/11/02, 10:49 am
Larry Rothman Larry Rothman & Associates

Re: collection on personal debt

You may have a claim against the Creditor under the State Act and the Collection Agency under the Federal Fair Debt Collection Act. If you fax me at 714363 0229, all of your documentation, I will provide you with free consultation.

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Answered on 5/13/02, 10:40 pm


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