Legal Question in Credit and Debt Law in California

Collections lawsuit filed

I was just served with a civil suit in Los Angeles Superior Court from a credit card company for $11,000. I understand there is a way I can get it into artibration, which will allow more time for me to try to settle the suit. Are there any ways I can respond to this lawsuit myself, or there self-help legal centers that deal with these kinds of matters?


Asked on 8/04/08, 5:01 pm

2 Answers from Attorneys
Robert F. Cohen Law Office of Robert F. Cohen

Re: Collections lawsuit filed

Credit card arbitrations (i.e. those not utilizing the court's arbitration program) often are one-sided and don't favor the consumer. Some of them are even under investigation.

Of course, you can file an answer on your own. However, there might be a statute of limitation that has run, or you might have other defenses. Legal counsel is always best when you're sued for a lot of money. Don't forget, with credit cards, interest and attorney's fees are added on.

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Answered on 8/04/08, 5:31 pm
Michael Stone Law Offices of Michael B. Stone Toll Free 1-855-USE-MIKE

Re: Collections lawsuit filed

Also, if you win, your attorney fees are normally paid by the other side.

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Answered on 8/04/08, 5:46 pm


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