Legal Question in Credit and Debt Law in California

Take it to small claims court, but realize that with respect to the Car ultimately you are going to be responsible for repayment regardless of what the Court orders. The Court cannot force the lender to split the loan in two, or to add her to the loan. The loan is between you and the car lender, and if it does not get paid, you will be the one who is sued for any deficiency after they repo the car. On the friend loan, you're probably going to be stuck with that as well given that it is your friend. Let a small claims court judge decide how to handle this - it is a court of equity which means they strive for results that are "fair."

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