Legal Question in Credit and Debt Law in California
credit card companie's law
I've been sued by capital one credit company and if I notbe able to pay on partial payment they are going put a judgement on my pay check.Is this legal or is there any way that you can help me with their action.
3 Answers from Attorneys
Re: credit card companie's law
Yes, they have a right to sue you if you owe the money. Once they get a judgment, they can start garnishing your paycheck, and take up to 25% of your net monthly pay.
3 alternatives for handling include (1) hiring an attorney to negotiate a settlement for you that you can live with, or if that simply can't be done (2) filing a Chapter 7 bankruptcy which will eliminate most of your debts or (3) a Chapter 13 bankruptcy, which will allow you to make reduced payments over a 3 year period.
Re: credit card companie's law
I am not sure exactly what your question is but we certainly help people with debt negotiations all the time.
Thank you for your question-Martin
Re: credit card companie's law
You can try to defend or settle the case working out payments that you can afford. Alternatively, you may be able to convince the other side to pay a reduced amount. If you fax me the lawsuit and any answer or documentation you have, I will provide you with free consultation. 714 363 0229.
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