Legal Question in Credit and Debt Law in California
credit card debt and bankryuptcy
My husband and I are separated. I have 35,000 credit card debt. I want to file bankruptcy, will my husband be affected at all. All the debt is in my name only.
Asked on 12/02/08, 8:45 pm
3 Answers from Attorneys
Michael Stone
Law Offices of Michael B. Stone Toll Free 1-855-USE-MIKE
Re: credit card debt and bankryuptcy
Probably he won't be affected.
Answered on 12/02/08, 9:12 pm
Robert Mccoy
Law Office Of Robert McCoy
Re: credit card debt and bankryuptcy
If your husband is not a signer on any of the credit cards, then filing bankruptcy should not show up on his credit report. Also, if you maintain a separate residence, your husband's income will not be considered for purposes of the means test (which means it is more likely you will qualify for a chapter 7 bankruptcy).
Answered on 12/02/08, 9:27 pm
Phillip Lemmons, Esq.
Phillip Lemmons APC, Attorneys at Law
Re: credit card debt and bankryuptcy
Probably not. But I'd have to see more specific information to be certain.
Answered on 12/06/08, 3:20 pm
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