Legal Question in Credit and Debt Law in California
credit card debt and statute of limitations
Since california law states 4yrs for statute of limitations on credit card accounts is there a way to have those removed from your credit record?
Asked on 2/23/07, 12:53 pm
1 Answer from Attorneys
Jonathan Stein
Law Offices of Jonathan G. Stein
Re: credit card debt and statute of limitations
You can have old debts removed from your credit, but it doesn't have to do with the statute of limitations. Rather, the Fair Credit Reporting Act discusses when old debts need to be removed from your credit. This can be up to 7 years later.
You may want to read more about this at my blog, www.californiadebtblog.com and also get a free copy of my report on credit reports.
Answered on 2/23/07, 9:44 pm
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