Legal Question in Credit and Debt Law in California

Old Credit Card Debt

Hello,

My wife just received a bill on a credit card from 1987 from a collection agency. The credit card was in her name but her boyfriend at the time ran up a $750 balance. My question is, is she responsible for this balance from 17 years ago on charges that she did not even make? I am not sure if there is a statute of limitations.

Although she has no proof that she did not make the purchases, i.e., receipts, I just believe her that she did not make the purchases.

Thanks for the help.


Asked on 6/14/04, 7:41 pm

3 Answers from Attorneys
Joel Selik www.SelikLaw.com

Re: Old Credit Card Debt

You are not likely to be responsible.

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Answered on 6/15/04, 10:04 am
Ken Koenen Koenen & Tokunaga, P.C.

Re: Old Credit Card Debt

The statute of limitations is 4 years. Depending on what they stated in the letter, you may have a cause of action against the collection agency for violation of collection abuse laws.

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Answered on 6/15/04, 10:08 am
Larry Rothman Larry Rothman & Associates

Re: Old Credit Card Debt

I think I can help you solve this problem. I need to review the collection letter. Please fax it to me at 714 363 0229 with you phone number and I will call you and advise you what to do and how I may be able to help you. My phone number is 714 363 0220.

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Answered on 6/14/04, 9:24 pm


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