Legal Question in Credit and Debt Law in California

credit card default

The IRS seized my checking account

two years ago. My friend has been

paying my c. c. bills from her account

since then. I also issued her a couple

of different cards in her name which

she never used. If I default can the c.

c. companies go after her even

though all the charges made were in

my name? Don


Asked on 7/03/09, 12:56 pm

1 Answer from Attorneys

David Gibbs The Gibbs Law Firm, APC

Re: credit card default

They almost certainly can. Generally, when someone is added as an authorized user on a credit card account, they become additionally liable for the charges made on the account. Review the credit agreement, and have her check her credit report to see if they have been reporting the cards on her report.

*Due to the limitations of the LawGuru Forums, The Gibbs Law Firm, APC's (the "Firm") participation in responding to questions posted herein does not constitute legal advice, nor legal representation of the person or entity posting a question. No Attorney/Client relationship is or shall be construed to be created hereby. The information provided is general and requires that the poster obtain specific legal advice from an attorney. The poster shall not rely upon the information provided herein as legal advice nor as the basis for making any decisions of legal consequence.

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Answered on 7/03/09, 1:34 pm


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