Legal Question in Credit and Debt Law in California
credit card insurance
I was served with a summons 11/14/04 for old credit card debt. I have statements showing the last payment was made 7/14/04 by the credit insurance due to a disability. Lawsuit was filed 7/20/04. Last payment made by me is 3/15/99. Is SOL over?? Also they reaged the debt on credit reports. I have never recieved anything in writing form this 3rd party debt collector only tons of very scarey phone calls at work, home ect. What can I do?
1 Answer from Attorneys
Re: credit card insurance
Please contact my office at 714 363 0220 to set up an appointment. I would like to review your written documentation including any letters, notices, and lawsuits. We handle cases throughout California. We can review your documentation by fax and speak with you by phone.
We maybe able to prove that the statute of limitations has run.