Legal Question in Credit and Debt Law in California
Credit card reporting
I filed bankruptcy 2 years ago. Four credit cards that were written off in the bankruptcy are still on my credit report. Is that legal for credit card companies to do that? How can I get bankrupty charged off items off my credit report.
Asked on 1/05/04, 4:21 pm
1 Answer from Attorneys
Ken Koenen
Koenen & Tokunaga, P.C.
Re: Credit card reporting
You can't get it off. They are entitled to keep it on your record for 7 years from the last date of activity. The bankruptcy will stay on your credit report for 10 years. A bankruptcy only terminates their ability to collect, not their right to show you as delinquent.
Answered on 1/05/04, 4:59 pm
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