Legal Question in Credit and Debt Law in California

Re: credit card suit

Don't ever give out your bank info to a CA. They will suck your bank account dry. You should have consulted with a lawyer before promising them anything.

Re: credit card suit

The rights and obligations you have with respect to this creditor are governed by the agreement you reached with them. The answer to all of your questions is - it depends upon what you agreed to. Can they continue collections? Yes, unless your agreement with them specifically stayed collection efforts. Can they require you to give them your bank account info (which, by the way, I agree with Attorney Stone - don't ever give it to them)? Yes, if that is a condition of the deal you reached. You should have had an attorney negotiate for you so the terms of the deal would be clear, and it could have been documented properly. What you have now is an oral agreement that probably doesn't cover any of these points, which means they can do essentially what they want.

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