Legal Question in Credit and Debt Law in California

credit card

My wife thought she paid off a credit card in 1999 but we didn't find out it was turned over to collections until 2006. We asked for proof of the payment history but it has sold 4 or 5 times to several different companies and they say they can't get the info. Is there a time limit on how long they can go after you.


Asked on 12/04/07, 11:46 pm

1 Answer from Attorneys
Robert F. Cohen Law Office of Robert F. Cohen

Re: credit card

Yes, four years from the date last due, or when last paid, whichever is later. Sounds like this debt is uncollectible.

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Answered on 12/05/07, 12:43 am


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