Legal Question in Credit and Debt Law in California
credit cards
I have been told by several others that there is a statute of limitations on credit card collections, is this true?
Asked on 3/25/08, 6:43 pm
2 Answers from Attorneys
Carl Starrett
Law Offices of Carl H. Starrett II
Re: credit cards
Yes. The statute of limitation for breach of a written contract is 4 years from the date of the breach. If you become past due and do not may any payments for a period of 4 years thereafter, the debt may be time barred.
Answered on 3/25/08, 6:49 pm
Larry Rothman
Larry Rothman & Associates
Re: credit cards
There is generally a 4 year limitation of action from the date of the breach. We would need to review your letters of documentation in order to help you. You may have a claim under the Fair Debt Collection Act.
Answered on 3/25/08, 10:33 pm
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