Legal Question in Credit and Debt Law in California

credit cards

can a 18yr old sign up and get a credit card and not be 21yrs


Asked on 1/04/07, 2:39 pm

3 Answers from Attorneys

Carl Starrett Law Offices of Carl H. Starrett II

Re: credit cards

There is no law that would prohibit an 18-year-old from obtaining a credit card.

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Answered on 1/04/07, 2:41 pm
Michael Stone Law Offices of Michael B. Stone Toll Free 1-855-USE-MIKE

Re: credit cards

You can legally get credit cards at age 18. But they are as dangerous as heroin. Well, maybe not quite as dangerous. But high interest rates, late fees, and overlimit fees can send your bills through the roof. Lose your job and you won't be able to pay, fouling your credit rating for 7 years. Read the questions here under credit and debt, or www.suzeorman.com .

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Answered on 1/04/07, 3:47 pm
Robert Mccoy Law Office Of Robert McCoy

Re: credit cards

Yes an 18 year old cannot be 21 years old. Yes an 18 year old can sign up for a credit card. Yes, an 18 year old can get a credit card.

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Answered on 1/04/07, 7:02 pm


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