Legal Question in Credit and Debt Law in California
Credit Collection Fraud
How do I stop a collection company from pursuing the collection of a ficticious debt.
When requested to substanciate the collection amount, they did not and cannot provide support for the claim amount, but are still threatening to report it on my credit reports if I do not pay.
The Creditor is in California, the collection agency is in Philadelphia.
Asked on 8/05/05, 8:05 pm
1 Answer from Attorneys
H.M. Torrey
The Law Offices of H.M. Torrey
Re: Credit Collection Fraud
your best route here would be to mail a cease and desist letter accompanied by a validation of debt letter as well, both carbon copied to the FTC and respective attorney general's office. this should stop the unscrupulous creditor "dead in their tracks". if you would like our law office to do this for you, contact us directly.
Answered on 8/06/05, 6:18 pm