Legal Question in Credit and Debt Law in California

Re: Credit, Debt and Collection

Judgments should be on your credit report, which you can get for free at annualcreditreport.com .

Beware of web sites with similar sounding names offering "free credit reports," this one is the real deal.

Re: Credit, Debt and Collection

Depending upon the county you live in, some courts have online access to court records. In those cases, you can search by your last name and see if any have been filed, and what their status is. If they don't have online access, you can physically go to the courthouse and search their records onsite, however, there are multiple courts at which it might have been filed. Second, you can pull your credit report - each year you are entitled to one free credit report from each of the big three providers. Lawsuits that have gone to judgment generally get picked up by the credit reporting agencies, though not always.

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Re: Credit, Debt and Collection

As others have noted, annualcreditreport.com is you best option. If you happen to discover a judgment has been rendered against you without your knowledge, consider filing an action to vacate the judgment.

Yours truly,

Bryan

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Becker Attorneys

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