Legal Question in Credit and Debt Law in California
Credit Debt
What is the statute of limitation on credit card debt in the state of California.
Asked on 6/08/09, 8:54 pm
2 Answers from Attorneys
Robert Mccoy
Law Office Of Robert McCoy
Re: Credit Debt
4 years from the date of last payment, or last promise to pay.
Answered on 6/08/09, 8:56 pm
Michael Stone
Law Offices of Michael B. Stone Toll Free 1-855-USE-MIKE
Re: Credit Debt
Attorney McCoyt is almost right. It's 4 years from the last date payment was due, and if the creditor or collection agency can get you to make a payment or a promise of payment, they get another 4 years. If a collection agency is suing past the deadline or you suspect a violation of California's strict debt collection laws, I would greatly appreciate a heads-up.
Answered on 6/08/09, 8:59 pm