Legal Question in Credit and Debt Law in California
credit
if we excepted a settlement offer from a credit collector and paid the agreed amount,i have settlement letters and copies of bank drafts made for the amounts can they now say the amounts were not enough and want more money,they have said they will take me to court if i dont pay more
4 Answers from Attorneys
Re: credit
If you have all of the documents that confirm the settlement amount and your payment, you should be fine. You should send them a cease and desist letter. You can find a sample at my blog, www.californidebtblog.com
Re: credit
No, and they may be in violation of the Fair Debt Collection Practices Act for which they may owe you civil penalties.
Re: credit
You may have a case against the collection agency under the Fair Debt Collection Act. We would have to review your documentation. Please call me if you have any questions.
Re: credit
They should take no further collection actions and are in violation of law if they do. Let me know if we can stop them for you.
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