Legal Question in Credit and Debt Law in California
Credit
Paying a car payment for over 4 years, car is in my mom's name should I be getting some kind of credit for this?
Can't get it in my name due to bankrupy 5 years ago.
Thank you
Cindy
2 Answers from Attorneys
Re: Credit
Thank you for your inquiry and posting.
Credit was never extended to you, so the reporting agency has no duties to you, even if you made the payments. You cannot use your record of payments for someone else to establish your credit, unfortunately.
I hope this helps, but if you need any more information, have further questions, or feel that you need legal representation, please feel free to email me directly at [email protected]. I�m happy to help in any way that I can.
Re: Credit
If by credit you mean should your credit rating get better, then it will not affect you since the car is in your mom's name and is, therefore, under her credit.