Legal Question in Credit and Debt Law in California

Credit Report Copy

We were involved in a transaction with an RV Dealership. They ran our credit and we decided not to do the deal. They are saying that they can not give us a copy of our credit report and that to do so would be against the law. Is this correct? Aren't we entitled to a copy of our credit report?


Asked on 2/01/07, 4:06 pm

3 Answers from Attorneys
Michael Stone Law Offices of Michael B. Stone Toll Free 1-855-USE-MIKE

Re: Credit Report Copy

They are blowing smoke, be glad you didn't deal with this dealership.

But why would you even visit a dealership without already having copies of your own credit reports?

Visit www.carbuyingtips.com .

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Answered on 2/01/07, 4:28 pm
Robert F. Cohen Law Office of Robert F. Cohen

Re: Credit Report Copy

You're entitled to a free credit report each year. See, for example, http://www.freecreditreport.com.

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Answered on 2/01/07, 4:45 pm
Jonathan Stein Law Offices of Jonathan G. Stein

Re: Credit Report Copy

Just go to www.annualcreditreport.com and get a copy of your credit report. You get a free one each year.

You can read other ways to get your credit report at my blog, http://www.californiadebtblog.com

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Answered on 2/01/07, 10:58 pm


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