Legal Question in Credit and Debt Law in California
credit reporting of a collection agnecy account
How does California Civil Code 1788.10 related to the guidelines of the Fair Credit Reporting Act? What does the Act State?
Asked on 11/20/01, 12:58 pm
1 Answer from Attorneys
Ken Koenen
Koenen & Tokunaga, P.C.
Re: credit reporting of a collection agnecy account
I am not sure what you are asking, but if you are wondering if someone can report a collection account to the credit bureaus, the answer is yes, provided they have a good faith belief that it is a valid debt.
And, they can tell you that they are going to do such if you don't pay the debt, provided that they follow up with the threat.
If there is a different situation, please email me directly with more details.
Answered on 11/20/01, 7:40 pm