Legal Question in Credit and Debt Law in California
Credit
I had a verbal agreement with my ex boyfriend (at time was still boyfriend). He used my credit cards to do his rental property repairs and he would play be back. The agreement was when his property sold he would pay off all the credit cards that he assumed debt on. Now that we aren't together anymore I have a $12,000.00 debt that he agreed to pay off and he is refusing to pay it off. I have one email where he talks about paying his debt off when escrow closes. And now he wont even respond about it. He says to have a nice life and that he wont respond to me anymore. Is there anything I can do about this? I don't even know where he is living now
3 Answers from Attorneys
Re: Credit
You have the option of suing him for the money, although you should figure out first whether your lawsuit will be successful. There are ways to find someone who has disappeared, and suing them. If you'd like to discuss this further, feel free to contact me.
Re: Credit
You may get a judgment against him and force payment once you file suit and prevail. Call me directly at 16192223504.
Re: Credit
If his email did not admit the debt, then you likely only have two years from the date of the last loan, in order to sue him. That is the statute of limitations on an oral agreement. It's two years from the date of breach or last payment, whichever is later.
Assuming that his email acknowledging the debt was sent within the last four years, then you can likely sue him based upon that email, arguing that it constitutes an admission of the debt and that it qualifies as a written agreement.
Where he lives is easy to ascertain. We have investigators on staff that can locate almost anyone. You'd be surprised how easy it is.
If you want to sue him, please feel free to contact us for a no charge consult. We are collection attorneys, and we can review the underlying documents and let you know if you have a case. We routinely litigate throughout the State of California (and even out of state on occasion), so where he lives is not an issue.
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