Legal Question in Credit and Debt Law in California

Can a creditor garnish my wages if I do not pay on unsecured personal loan?


Asked on 11/03/09, 7:05 pm

1 Answer from Attorneys
Robert F. Cohen Law Office of Robert F. Cohen

Eventually, it's possible. First the creditor would have to sue you, and then win a judgment. Once the judgment is in hand, the creditor could record it with the county recorder. That automatically puts a lien on your real property, if any. Then, the creditor could instruct the sheriff to levy your wages, your bank account(s), etc.

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Answered on 11/08/09, 7:38 pm


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