Legal Question in Credit and Debt Law in California
Can a creditor take money out of a bank account?
I'm working and going to school. Because of various problems, I've gotten way behind in my bills and plan to start paying on my bills again when my business picks up. I am concerned they will go after my checking account where I keep the money to pay my rent and other living expenses. Can they do that? Thank you for your help.
2 Answers from Attorneys
Re: Can a creditor take money out of a bank account?
For a consumer debt, a judgment must be rendered first. Sometimes, the creditor violates the Fair Debt Collection Acts for Califonia and Federal Law. Please contact my office at 714 363 0220 to set up an appointment. I would like to review your written documentation including any letters, notices, and lawsuits. We handle cases throughout California. We can review your documentation by fax and speak with you by phone.
Re: Can a creditor take money out of a bank account?
only once they have a judgement.