Legal Question in Credit and Debt Law in California
How soon can a creditor sue you?
The last payment I made to this creditor was in January 2004. In the last 2 days I have received to letters from 3rd party '' debt lawyers helpers'' who claim there is a judgement against me in my city court filed in July.
Can they sue me so quickly? I don't deny that I owe these charges, but I certainly can't pay the full amount.
I should add that I have not received any summons from the court to date, but have gotten ominous letters from attorney acting on behalf of this creditor, but nothing official.
What can I do?
2 Answers from Attorneys
Re: How soon can a creditor sue you?
Yes, but not without notice to you. You should have been served with the complaint and given an opportunity to answer. If not, quickly, move to set aside the judgment (file a Motion with the Court).
Re: How soon can a creditor sue you?
Please contact my office at 714 363 0220 to set up an appointment. I would like to review your written documentation including any letters, notices, and lawsuits. We handle cases throughout California. We can review your documentation by fax and speak with you by phone.
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