Legal Question in Credit and Debt Law in California

debt collection

I am being contacted by a collection agency for a debt that is 10 years old on which I--name removed--cosigned. Can they still try and collect on this debt?


Asked on 1/30/08, 1:19 pm

2 Answers from Attorneys
Robert F. Cohen Law Office of Robert F. Cohen

Re: debt collection

If there's no judgment on the debt and the last payment was made more than 4 years ago (and it is not a guaranteed student loan or taxes), they probably are barred from taking legal action. Send them a letter to CEASE AND DESIST and not to call you again.

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Answered on 1/30/08, 4:05 pm
Larry Rothman Larry Rothman & Associates

Re: debt collection

The statute of limitations has probably run. We need to review the collection letter to see if you have a claim under the Fair Debt Collection Act. When was the last payment made. Please call us if you have any questions.

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Answered on 2/01/08, 7:37 am


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