Legal Question in Credit and Debt Law in California

Re: Old debt. collection.

Absent some intervening cause that might "toll" or delay the Statute of Limitations, on a debt such as this, the Statute of Limitations has long since passed, and they cannot collect this debt. The sale of the account to another agency is irrelevant to the running of the Statute. I'd write them a letter indicating that you dispute the obligation on the basis that the Statute of Limitations for collection of this obligation has run, and that if they continue to pursue you, you will retain counsel and pursue the legal remedies available to you.

*Due to the limitations of the LawGuru Forums, The Gibbs Law Firm, APC's (the "Firm") participation in responding to questions posted herein does not constitute legal advice, nor legal representation of the person or entity posting a question. No Attorney/Client relationship is or shall be construed to be created hereby. The information provided is general and requires that the poster obtain specific legal advice from an attorney. The poster shall not rely upon the information provided herein as legal advice nor as the basis for making any decisions of legal consequence.

Re: Old debt. collection.

Statute of limitation is 4 years since the last payment. Dispute the debt in writing and don't make any promise to pay.