Legal Question in Credit and Debt Law in California

Debt Settlement Company

I signed a contract with a Debt Settlement company, and am very unhappy with them so far. I paid them money up front, and want to get out of it. Can I get any of that money back??


Asked on 12/14/05, 12:27 pm

3 Answers from Attorneys

H.M. Torrey The Law Offices of H.M. Torrey

Re: Debt Settlement Company

The terms and provision of the actual contract you signed would dictate your rights and/or their obligations under the agreement. A legal review of this contract is integral in ascertaining your entitlement requests herein. However, ALOT of debt settlement companies are unscrupulous to say the least, unfortunately, so there is a good chance many provisions in the agreement may be unenforceable as well, which TOTALLY can work in your favor as well. Even if the company at issue is located outside of california, there are MANY ways to enforce a judgment award against them, even if there is an arbitration provision per se in the agreement. If you would like complete, affordable assistance in this legal matter, contact us directly hereafter for a free consultation.

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Answered on 12/14/05, 6:31 pm
Robert F. Cohen Law Office of Robert F. Cohen

Re: Debt Settlement Company

If they have not lived up to the agreement, send them a certified, return receipt letter (keep a copy) explaining why they have breached the contract, and demand your money back. No doubt, they are out of state and you will have extreme difficulty getting money back. If they don't respond within the period you require, you might notify the attorneys general in California and the state in which they are located, and ask that they conduct an inquiry.

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Answered on 12/14/05, 12:45 pm
Carl Starrett Law Offices of Carl H. Starrett II

Re: Debt Settlement Company

It impossible to advise you without knowing all of the terms of the contract and the reasons why you want to get out of the contract. The contract might also contain a mandatory procedure for you to resolve any complaints such as an arbitration clause.

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Answered on 12/14/05, 1:05 pm


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