Legal Question in Credit and Debt Law in California
I am in debt settlement right now. I was mailed an "Entry of Default" from one of my creditors.
What do I do? Is it better to file bankruptcy?
1 Answer from Attorneys
If you received an "entry of default" I am assuming that it was a court default. That means that the creditor claims to have filed a lawsuit against you and that it was served on you. If you were served and did not appear then you must move quickly to have the default set aside or the creditor will seek a judgment.
Call an attorney who specializes in these types of actions. The judgment being sought may not be a valid debt, it may not be in the correct amount, or any one of a number of defenses.
Bankruptcy might be the answer but there is not enough information to say if this is the right course for you.
Go to NACA.net and find an attorney who can help you.
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