Legal Question in Credit and Debt Law in California

Debt summons

I received a debt summons which is requesting a written response within 30 days which is almost up for me. It says I owe $4000 to Portfolio Recovery Associates who supposedly bought my debt from Capital One plus I am wondering why there is no date to appear to court if this is a summons. I went to the courts to get the proper paperwork, which looks confusing to fill out, and found out the filing fee was $225. Is it common for people to answer the summons even if it seems like most people say the judge does not tolerate debtors. I can barely make payments let alone fork up $225 to answer if my chances to lower my debt is close to none. Suggestions please??


Asked on 1/03/11, 8:13 pm

1 Answer from Attorneys
Michael Stone Law Offices of Michael B. Stone Toll Free 1-855-USE-MIKE

Yes, the paperwork is confusing to fill out. Your lawyer should be filling it out. You should be calling lawyers and yes, you can afford one.

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Answered on 1/08/11, 8:33 pm


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