Legal Question in Credit and Debt Law in California
Default Judgements
I defaulted on a diner's club account in 2000. Since the company put in for a dafault by judgement in 2005, I have not been contacted. There appears to be falsified information on their part (they said they served me a summons and I never received it, they claimed I could not file my orginal receipts when I was never asked to provide such evidence, they operated outside the statute of limitations, etc.). The only real issue is my credit. This judgement ruined my credit and I am looking for advice on how to fix my credit. And possibly how to correct their legal mistakes in my default judgement. Is this worth persuing?
1 Answer from Attorneys
Re: Default Judgements
It's probably much too late to go to court to try to set aside the judgment. You can dispute the listing in writing with the credit reporting agencies.