Legal Question in Credit and Debt Law in California

Re: Default judgment battle

In addition to the other responses you've received you could (1) file a claim of exemption if there is still enough time; and (2) take action to set aside the default judgment.

With regard to a claim of exemption, the levying officer would serve you with paperwork to claim some of the levied money as exempt. You have a short window after the levy to claim the money as exempt, so fill out the paperwork and send to the levying officer TODAY. If you don't, the bank will turn over the money.

You didn't indicate whether or not you owed the money or how they default judgment occurred. In some cases, you can file a motion to set aside the default or a civil suit attacking the judgment if the judgment was improperly obtained in some way.

Re: Default judgment battle

Bankruptcy.

Re: Default judgment battle

You could try to negotiate with the attorney for the judgment creditor to take less if you otherwise pay a lump sum.