Legal Question in Credit and Debt Law in California

I defaulted on a credit care back in 11/2012, the debt collector filed a complaint back in 2/2014, I responded with a general denial. I recently got a letter from the court for a CMC, which is scheduled in January. As I read the statue code 337, it appears that the debt can no longer be collected after 4 years. Is this true, or is it set from the time they filed? The code appears to say 4 years from default in California for a credit card debt. Also, what can I expect at a CMC?

Thanks so much! it was a credit card debt from a failed company..:((( Personal card


Asked on 11/21/16, 3:20 pm

2 Answers from Attorneys
Scott Jordan Jordan Law Office

The statute of limitations was tolled when they filed a timely complaint in 2014.

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Answered on 11/21/16, 5:21 pm

Mr. Jordan is mostly right. The statute of limitations was not tolled, it was fully satisfied. The limitations of section 337 apply to the deadline to FILE a lawsuit, not to complete it.

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Answered on 11/22/16, 10:30 am


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