Legal Question in Credit and Debt Law in California
I was disabled for 6 months and have a large amount of collections
I was disabled for 6 month and for 2 more month out of work. As of today I am working. Thank God. My creditors are after me because I was unable to pay most of my bills. Are there any rights for disability and collections. Finacial hardship?
3 Answers from Attorneys
Re: I was disabled for 6 months and have a large amount of collections
No, unfortunately there is not.
You need to contact the creditors and try to work things out with them. Proof of your past disability might help.
They would rather collect slowly, than not at all. If you don't get help from the first people you talk to, ask for a supervisor.
Re: I was disabled for 6 months and have a large amount of collections
You may be able to negotiate payments or even out of certain debts. I would be happy to provide you with free consultation if you fax me any collection letters you received to 714 363 0229. I will call you when I recieve them.
Re: I was disabled for 6 months and have a large amount of collections
In a word, "No" Except for the good sense of your creditors, and, in that regard, it would make sense for you to contact them, explain your situation, and propose some sort of doable payout plan. It should work. Otherwise, your at the mercy of the wolves.