Legal Question in Credit and Debt Law in California

Discover Card - unauthorized debits from checking account

I have an overdue account with Discover. Discover, without my permission, debited my checking account for $306. I discovered this when I received a letter from Discover, ''confirming'' a telephone conversation that never took place, wherein I authorized Discover to debit the account. I have called my bank and am working with them to get my account credited back. I am wondering what other recourse I have against Discover. This seems like theft, and I am wondering if this is illegal, or considered standard practice. What legal or monetary recourse do I have against Discover?


Asked on 6/08/04, 2:35 pm

1 Answer from Attorneys
Joel Selik www.SelikLaw.com

Re: Discover Card - unauthorized debits from checking account

You should WRITE (not call) to Discovery informing them that you did not do this charge and that you did not have the conversation they are alleging.

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Answered on 6/08/04, 4:06 pm


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